In short, our client, ICW, paid a settlement on behalf of its insured, SMART bus company, of approximately $3.25 million. Despite a $1 million SIR, SMART refused to tender its SIR citing bad faith on behalf of ICW in settling the underlying matter. Due to a contractual glitch, this matter was forced into arbitration and SMART was allowed to select two of the three arbitrators to serve on the arbitration panel. Despite what appeared to be insurmountable odds, we persevered to secure an arbitration award of not only the $1 million owed, but we were also able to recover costs, interest and attorney fees on behalf of our client. ($1,157,264.10 owed).